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How to STOP hospitals from overcharging you🙅♂️ Here’s an explanation of the NSA straight from the cms gov site: Effective January 1, 2022, one feature of the No Surprises Act (NSA) protects you from surprise billing for emergency services if you have a group health plan or group or individual health insurance coverage, and limit amount of: 🚨Surprise bills for emergency services from an out-of-network provider or facility and without prior authorization 🏥Out-of-network cost-sharing, like out-of-network coinsurance or copayments, for all emergency and some non-emergency services 💵Out-of-network charges and balance bills for supplemental care, like radiology or anesthesiology, by out-of-network providers that work at an in-network facility The No Surprise Act aims to limit the amount you pay out of pocket to a level closer to what you would pay if the healthcare provider were in-network. The Act defines this limit using a recognized market amount or qualifying figure (like the average fee for the service). It generally applies your insurance plan's co-pay and cost-sharing percentages. Additionally, the Act outlines a process for your insurance company and the provider to settle disputes over the provider's charges, ensuring fair resolution. #moneytok #learnontiktok #healthcare #lifehacks
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